Goochland County, Virginia businesses and residents were affected by severe winter storm and snowstorm on 1/2/2022 through 1/3/2022. The Small Business Administration (SBA) is offering financial disaster assistance for Goochland County, Virginia businesses that suffered physical damage or economic injury and loss to their VA business operations located in Goochland County.
SBA Loan Deadlines for the Goochland County, Virginia Declared Disaster Declaration #17368 and #17369
– Physical Damage Loan Application filing deadline is 05/10/2022.
– Economic Injury Disaster Loan (EIDL) Application filing deadline is 12/12/2022.
– Read the official SBA disaster declaration for Goochland County here.
Business Owners in Goochland County, for speed and personalized attention, Schedule Your Free Disaster Loan Consultation call. Depending on your situation, we may be able to assist you with the SBA process for your business in Goochland County Virginia.
Severe Winter Storm and Snowstorm Incident in Goochland County VA
On 1/2/2022 through 1/3/2022, a Severe Winter Storm and Snowstorm bad weather incident caused damage in areas of Virginia. Disaster Number VA-00099 was declared on 3/11/2022 as an official disaster area through Disaster Declaration #17368 and #17369 due to Severe Winter Storm and Snowstorm.
Goochland County, Virginia Cities and Towns Affected by Severe Winter Storm and Snowstorm
Here is a list of all the Goochland County, Virginia cities, towns, parishes, and municipalities affected by the Severe Winter Storm and Snowstorm that occurred 1/2/2022 through 1/3/2022:
Beaumont, Columbia, Crozier, Goochland, Gum Spring, Hadensville, Maidens, Manakin Sabot, Oilville, Sandy Hook, State Farm.
In Goochland County, Virginia, eligible businesses and residents are able to apply for a low-interest disaster loan from the U.S. Small Business Administration (SBA), commonly known as an SBA Economic Injury Disaster Loan (EIDL). The SBA offers disaster loan assistance to businesses, nonprofit organizations, homeowners, and renters located in Goochland County, Virginia, that were affected by the declared disaster number VA-00099.
The SBA also provides eligible Goochland County, Virginia small businesses and nonprofit organizations with working capital to help overcome the economic injury of the declared disaster in Goochland County, Virginia.
To apply for financial assistance from the SBA for your business that was affected by Severe Winter Storm and Snowstorm in Goochland County, visit the official SBA Disaster Loan Assistance website.
Physical Damage to Your Goochland County Business Property
Goochland County, Virginia businesses and private nonprofit organizations of any size may borrow an SBA EIDL loan up to a $2 million (two million dollars) to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.
Applicants in Goochland County, Virginia may be eligible for an EIDL loan increase up to 20% (twenty percent) of their physical damages, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements may include a sump pump, elevation, French drain or retaining wall to help protect property and occupants from potential future damage that could be caused by a similar disaster in Goochland County, Virginia.
Economic Injury to Your Goochland County Business Operations in Virginia
For Goochland County small businesses, companies, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDL) to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical damage to property.
Interest Rates for SBA EIDL Goochland County, Virginia Disaster Loans
Interest rates for Goochland County, Virginia are as low as 2.940% (two point nine four zero percent) for businesses, 1.875% (one point eight seven five percent) for nonprofit organizations, with loan amortization terms up to 30 years or 360 months. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition of their business located in Virginia.
Goochland County SBA Loan Interest Rates for Physical Damage:
– Virginia Businesses with Credit Available Elsewhere 5.880%
– Businesses in Virginia without Credit Available Elsewhere 2.940%
– Virginia Non-Profit Organizations with Credit Available Elsewhere 1.875%
– Non-Profit Organizations in Virginia without Credit Available Elsewhere 1.875%
Goochland County SBA Loan Interest Rates for Economic Injury:
– Businesses and Companies in Virginia 2.940%
– Small Virginia Agricultural Cooperatives without Credit Available Elsewhere 2.940%
– Virginia Non-Profit Organizations without Credit Available Elsewhere 1.875%
Goochland County Business Owners, Schedule Your Free Disaster Loan Consultation Call for One-on-One Assistance for Your Company that was Affected by Severe Winter Storm and Snowstorm in Goochland County, VA.
Goochland County, Virginia Disaster Assistance From FEMA
If your Goochland County, Virginia business was impacted by Severe Winter Storm and Snowstorm, and is located in one of the communities approved for assistance from the Federal Emergency Management Agency (FEMA), you can apply for disaster assistance.
Check to see if Goochland County, Virginia is approved by FEMA by visiting DisasterAssistance.gov or by calling 1-800-621-3362 between the hours of 7am to 11pm Eastern Standard Time (EST) seven days a week.
For other possible Goochland County, Virginia disaster assistance resources, or to apply for assistance from FEMA, visit the official FEMA website.
Goochland County SBA EIDL Loan Relief vs. FEMA Assistance Facts for Virginia
For Goochland County businesses in Virginia, an SBA EIDL loan holds many benefits for recovering from the Severe Winter Storm and Snowstorm that caused damage to your physical property and economic injury to your business on 1/2/2022 through 1/3/2022.
Will I be referred to the SBA after I apply with FEMA?
Yes it is possible. After you apply for disaster assistance from FEMA, you may be contacted by the SBA. If you are asked to submit an application for a low-interest SBA loan, you are encouraged to do so. Applying with the SBA assures that all available disaster assistance options remain open to you.
Will the SBA application be the basis of referrals to other grant programs?
Yes. Submitting the application makes it possible for you to be considered for additional grants. If you apply for an SBA low-interest disaster loan and are not eligible, this may open the door to additional assistance from FEMA. If SBA denies the loan application, you may be eligible for additional FEMA grant assistance to replace essential household items, replace or repair a damaged vehicle, cover storage expenses, or meet other disaster-related needs your Goochland County, Virginia home or business has suffered.
Do I have to accept an SBA loan if I am approved?
No you do not. If the SBA determines you are eligible for a loan, you do not have to accept it. However, if you do qualify for an SBA loan and you choose not to accept it, additional resources may not be available to you for disaster recovery.
Do I have to choose between a FEMA or an SBA EIDL loan?
No. Qualifying for an SBA EIDL loan does not mean you are suddenly ineligible for FEMA assistance. There are several important reasons to complete and submit an SBA application, even if you think you don’t currently need a loan for your Goochland County, Virginia home or business. For example, you may discover that you were underinsured for the amount of work required to repair or replace your home. An SBA low-interest disaster loan may bridge the gap between your recovery costs and the settlement amount.
Are SBA EIDL loans only meant for businesses?
No. Due to the Severe Winter Storm and Snowstorm being a natural disaster, the SBA also offers loans for homeowners in Goochland County, Virginia up to $200,000 to repair or replace your primary residence. The loans are customized to your personal financial circumstances. On a case-by-case basis, the SBA may be able to assist with the refinance of your current mortgages, in the case of a first mortgage, and / or a second mortgage.
The SBA can also help Goochland County, Virginia renters and homeowners replace household contents, for example: clothing, furniture, appliances, and vehicles. This is referred to as personal property. Homeowners and renters are eligible for up to $40,000 (forty thousand dollars) to repair or replace damaged or destroyed personal property caused by Severe Winter Storm and Snowstorm.
Are SBA loans available for businesses and nonprofits of any size?
Yes. Due to the Severe Winter Storm and Snowstorm declared disaster, Goochland County, Virginia businesses of all sizes and private nonprofit organizations may borrow up to $2 million (two million dollars) to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. The SBA can also lend additional funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage from occurring in the future.
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size in Goochland County, Virginia, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available to businesses regardless of any property damage.
Is there a deadline to apply for the Severe Winter Storm and Snowstorm SBA low-interest loan?
Yes. The deadline to file applications for physical damage is 05/10/2022. The deadline to return economic injury applications is 12/12/2022. These deadlines may be slightly different depending on the county and state.
Population of Goochland County in Virginia
Goochland County has a population of 25,488 residents (2021 Census figures), which is a change of 3.10% in population from the 2020 Census numbers. The State of Virginia has a current total population of 8,642,274. This is a 0.10% change in the number of residents in VA.
The Federal Information Processing System (FIPS) Code for the State of Virginia is 51000. The FIPS code for Goochland County, VA is 51075.
Goochland County Official Government Website in Virginia
The official website for the Goochland County, VA government can be found here:
https://www.goochlandva.us
Check the Goochland County website for other possible disaster relief options for residents and businesses located in Goochland County, Virginia.
Other Virginia Counties Affected by the Severe Winter Storm and Snowstorm Disaster
Besides Goochland County, other counties that were affected by Severe Winter Storm and Snowstorm in Virginia were:
Virginia Primary Counties
Albemarle, Amelia, Appomattox, Bedford, Buckingham, Caroline, Charlotte, Culpeper, Cumberland, Essex, Fauquier, Fluvanna, Fredericksburg City, Goochland, Greene, Hanover, King George, King William, Louisa, Madison, Nelson, Orange, Powhatan, Prince Edward, Rappahannock, Spotsylvania, Stafford, Westmoreland.
Virginia Cities Located in Goochland County
Beaumont, Columbia, Crozier, Goochland, Gum Spring, Hadensville, Maidens, Manakin Sabot, Oilville, Sandy Hook, State Farm.
Summary and Conclusion of the Severe Winter Storm and Snowstorm Disaster in Goochland County, VA
To apply for financial assistance and relief due to your Goochland County, Virginia business being financially damaged by severe winter storm and snowstorm on 1/2/2022 through 1/3/2022, there are important SBA deadlines for when you need to submit your new application, increase request, or reconsideration request.
For the Goochland County, Virginia Declared Disaster Declaration #17368 and #17369, the loan application filing deadline for physical damage is 05/10/2022. The economic injury disaster loan (EIDL) application filing deadline is 12/12/2022.
This is something you can possibly do yourself (DIY) by visiting the official government FEMA and SBA websites.
Goochland County Professional Disaster Assistance for Your Business in Virginia
Was your Goochland County, VA business disrupted by the severe winter storm and snowstorm incident that occured on 1/2/2022 through 1/3/2022?
We can offer professional assistance to help your business file for a new SBA EIDL loan, an increase request or loan modification, or a reconsideration appeal if you were denied for an SBA EIDL loan for your business that was economically harmed by severe winter storm and snowstorm in Goochland County under Disaster Number VA-00099 that was declared on 3/11/2022 through Disaster Declaration #17368 and #17369.
Business Owners Located in Goochland County, Virginia:
Schedule Your Free Disaster Loan Consultation Call For Help in Financially Recovering From the Severe Winter Storm and Snowstorm That May Have Damaged Your Business in Goochland County, VA.
Cover Image Credit: 123RF.com / Gastas / Disaster Loan Advisors.