Jefferson County Washington SBA Disaster Loan Relief for Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides WA-00104

Jefferson County, Washington businesses and residents were affected by severe winter storms, snowstorms, straight-line winds, flooding, landslides, and mudslides on 12/26/2021. The Small Business Administration (SBA) is offering financial disaster assistance for Jefferson County, Washington businesses that suffered physical damage or economic injury and loss to their WA business operations located in Jefferson County.

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SBA Loan Deadlines for the Jefferson County, Washington Declared Disaster Declaration #17383 and #17384

– Physical Damage Loan Application filing deadline is 05/30/2022.

– Economic Injury Disaster Loan (EIDL) Application filing deadline is 12/29/2022.

– Read the official SBA disaster declaration for Jefferson County here.

Business Owners in Jefferson County, for speed and personalized attention, Schedule Your Free Disaster Loan Consultation call. Depending on your situation, we may be able to assist you with the SBA process for your business in Jefferson County Washington.

Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides Incident in Jefferson County WA

On 12/26/2021, a Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides bad weather incident caused damage in areas of Washington. Disaster Number WA-00104 was declared on 3/29/2022 as an official disaster area through Disaster Declaration #17383 and #17384 due to Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides.

Jefferson County, Washington Cities and Towns Affected by Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides

Here is a list of all the Jefferson County, Washington cities, towns, parishes, and municipalities affected by the Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides that occurred 12/26/2021:

Brinnon, Chimacum, Nordland, Port Hadlock, Port Ludlow, Port Townsend, Quilcene.

In Jefferson County, Washington, eligible businesses and residents are able to apply for a low-interest disaster loan from the U.S. Small Business Administration (SBA), commonly known as an SBA Economic Injury Disaster Loan (EIDL). The SBA offers disaster loan assistance to businesses, nonprofit organizations, homeowners, and renters located in Jefferson County, Washington, that were affected by the declared disaster number WA-00104. 

The SBA also provides eligible Jefferson County, Washington small businesses and nonprofit organizations with working capital to help overcome the economic injury of the declared disaster in Jefferson County, Washington.

To apply for financial assistance from the SBA for your business that was affected by Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides in Jefferson County, visit the official SBA Disaster Loan Assistance website.

Physical Damage to Your Jefferson County Business Property

Jefferson County, Washington businesses and private nonprofit organizations of any size may borrow an SBA EIDL loan up to a $2 million (two million dollars) to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

Applicants in Jefferson County, Washington may be eligible for an EIDL loan increase up to 20% (twenty percent) of their physical damages, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements may include a sump pump, elevation, French drain or retaining wall to help protect property and occupants from potential future damage that could be caused by a similar disaster in Jefferson County, Washington.

Economic Injury to Your Jefferson County Business Operations in Washington

For Jefferson County small businesses, companies, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDL) to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical damage to property.

Interest Rates for SBA EIDL Jefferson County, Washington Disaster Loans

Interest rates for Jefferson County, Washington are as low as 2.940% (two point nine four zero percent) for businesses, 1.875% (one point eight seven five percent) for nonprofit organizations, with loan amortization terms up to 30 years or 360 months. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition of their business located in Washington.

Jefferson County SBA Loan Interest Rates for Physical Damage:

– Washington Businesses with Credit Available Elsewhere 5.880%

– Businesses in Washington without Credit Available Elsewhere 2.940%

– Washington Non-Profit Organizations with Credit Available Elsewhere 1.875%

– Non-Profit Organizations in Washington without Credit Available Elsewhere 1.875%

Jefferson County SBA Loan Interest Rates for Economic Injury:

– Businesses and Companies in Washington 2.940%

– Small Washington Agricultural Cooperatives without Credit Available Elsewhere 2.940%

– Washington Non-Profit Organizations without Credit Available Elsewhere 1.875%

Jefferson County Business Owners, Schedule Your Free Disaster Loan Consultation Call for One-on-One Assistance for Your Company that was Affected by Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides in Jefferson County, WA.

Jefferson County, Washington Disaster Assistance From FEMA

If your Jefferson County, Washington business was impacted by Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides, and is located in one of the communities approved for assistance from the Federal Emergency Management Agency (FEMA), you can apply for disaster assistance. 

Check to see if Jefferson County, Washington is approved by FEMA by visiting DisasterAssistance.gov or by calling 1-800-621-3362 between the hours of 7am to 11pm Eastern Standard Time (EST) seven days a week.

For other possible Jefferson County, Washington disaster assistance resources, or to apply for assistance from FEMA, visit the official FEMA website.

Jefferson County SBA EIDL Loan Relief vs. FEMA Assistance Facts for Washington

For Jefferson County businesses in Washington, an SBA EIDL loan holds many benefits for recovering from the Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides that caused damage to your physical property and economic injury to your business on 12/26/2021.

Will I be referred to the SBA after I apply with FEMA?

Yes it is possible. After you apply for disaster assistance from FEMA, you may be contacted by the SBA. If you are asked to submit an application for a low-interest SBA loan, you are encouraged to do so. Applying with the SBA assures that all available disaster assistance options remain open to you.

Will the SBA application be the basis of referrals to other grant programs?

Yes. Submitting the application makes it possible for you to be considered for additional grants. If you apply for an SBA low-interest disaster loan and are not eligible, this may open the door to additional assistance from FEMA. If SBA denies the loan application, you may be eligible for additional FEMA grant assistance to replace essential household items, replace or repair a damaged vehicle, cover storage expenses, or meet other disaster-related needs your Jefferson County, Washington home or business has suffered. 

Do I have to accept an SBA loan if I am approved?

No you do not. If the SBA determines you are eligible for a loan, you do not have to accept it. However, if you do qualify for an SBA loan and you choose not to accept it, additional resources may not be available to you for disaster recovery.

Do I have to choose between a FEMA or an SBA EIDL loan?

No. Qualifying for an SBA EIDL loan does not mean you are suddenly ineligible for FEMA assistance. There are several important reasons to complete and submit an SBA application, even if you think you don’t currently need a loan for your Jefferson County, Washington home or business.  For example, you may discover that you were underinsured for the amount of work required to repair or replace your home. An SBA low-interest disaster loan may bridge the gap between your recovery costs and the settlement amount. 

Are SBA EIDL loans only meant for businesses?

No. Due to the Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides being a natural disaster, the SBA also offers loans for homeowners in Jefferson County, Washington up to $200,000 to repair or replace your primary residence. The loans are customized to your personal financial circumstances. On a case-by-case basis, the SBA may be able to assist with the refinance of your current mortgages, in the case of a first mortgage, and / or a second mortgage.

The SBA can also help Jefferson County, Washington renters and homeowners replace household contents, for example: clothing, furniture, appliances, and vehicles. This is referred to as personal property.  Homeowners and renters are eligible for up to $40,000 (forty thousand dollars) to repair or replace damaged or destroyed personal property caused by Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides.

Are SBA loans available for businesses and nonprofits of any size?

Yes. Due to the Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides declared disaster, Jefferson County, Washington businesses of all sizes and private nonprofit organizations may borrow up to $2 million (two million dollars) to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. The SBA can also lend additional funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage from occurring in the future.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size in Jefferson County, Washington, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available to businesses regardless of any property damage.

Is there a deadline to apply for the Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides SBA low-interest loan?

Yes. The deadline to file applications for physical damage is 05/30/2022. The deadline to return economic injury applications is 12/29/2022. These deadlines may be slightly different depending on the county and state.

Population of Jefferson County in Washington

Jefferson County has a population of 33,605 residents (2021 Census figures), which is a change of 1.9% in population from the 2020 Census numbers. The State of Washington has a current total population of 7,738,692. This is a 0.4% change in the number of residents in WA.

The Federal Information Processing System (FIPS) Code for the State of Washington is 53000. The FIPS code for Jefferson County, WA is 53031.

Jefferson County Official Government Website in Washington

The official website for the Jefferson County, WA government can be found here:
https://www.co.jefferson.wa.us

Check the Jefferson County website for other possible disaster relief options for residents and businesses located in Jefferson County, Washington. 

Other Washington Counties Affected by the Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides Disaster

Besides Jefferson County, other counties that were affected by Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides in Washington were:

Washington Primary Counties

Cowlitz, Franklin, Grays Harbor, Jefferson, Klickitat, Lewis, Mason, Pacific, Skagit, Skamania, Thurston, Wahkiakum, the Skokomish Indian Tribe, Quinault Indian Nation, Shoalwater Bay Indian Tribe of the Shoalwater Bay Indian Reservation, Squaxin Island Tribe of the Squaxin Island Reservation, Hoh Indian Tribe, Nisqually Indian Tribe, Confederated Tribes of the Chehalis Reservation, Swinomish Indian Tribal Community, and the Upper Skagit Indian Tribe.

Washington Cities Located in Jefferson County

Brinnon, Chimacum, Nordland, Port Hadlock, Port Ludlow, Port Townsend, Quilcene.

Summary and Conclusion of the Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides Disaster in Jefferson County, WA

To apply for financial assistance and relief due to your Jefferson County, Washington business being financially damaged by severe winter storms, snowstorms, straight-line winds, flooding, landslides, and mudslides on 12/26/2021, there are important SBA deadlines for when you need to submit your new application, increase request, or reconsideration request. 

For the Jefferson County, Washington Declared Disaster Declaration #17383 and #17384, the loan application filing deadline for physical damage is 05/30/2022. The economic injury disaster loan (EIDL) application filing deadline is 12/29/2022.

This is something you can possibly do yourself (DIY) by visiting the official government FEMA and SBA websites.

Jefferson County Professional Disaster Assistance for Your Business in Washington

Was your Jefferson County, WA business disrupted by the severe winter storms, snowstorms, straight-line winds, flooding, landslides, and mudslides incident that occured on 12/26/2021? 

We can offer professional assistance to help your business file for a new SBA EIDL loan, an increase request or loan modification, or a reconsideration appeal if you were denied for an SBA EIDL loan for your business that was economically harmed by severe winter storms, snowstorms, straight-line winds, flooding, landslides, and mudslides in Jefferson County under Disaster Number WA-00104 that was declared on 3/29/2022 through Disaster Declaration #17383 and #17384. 

Business Owners Located in Jefferson County, Washington

Schedule Your Free Disaster Loan Consultation Call for Help in Financially Recovering From the Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Landslides, and Mudslides That May Have Damaged Your Business in Jefferson County, WA.

Cover Image Credit: 123RF.com / Mhodgman50 / Disaster Loan Advisors.